DEPENDENTS' ELIGIBILITY
Your eligible dependents are your legal spouse and your unmarried children who are under 19 years of age. A dependent child who attends an accredited school or college on a full-time basis may be covered if under 24 years of age.
Your unmarried children include step-children, adopted children and foster children who live with you in a regular parent-child relationship.
Any spouse who is eligible under the Plan as an Active Employee or Retired Employee will not be eligible as a dependent. When both husband and wife are covered as Active Employees or Retired Employees, their children shall only be eligible as dependents of one person.
Date of Eligibility. Your eligible dependents will be covered under this Trust beginning:
1 . on the date you become eligible, if the dependent is a dependent on
that date; or
2. on the first day of the month following the date on which the
dependent becomes a dependent.
Extension of Eligibility. With the exception of dependent life insurance,
your dependent child shall not lose eligibility 19r benefits by reason of increased age if physical handicap or mental retardation makes your dependent child incapable of substantial gainful employment. This extension of eligibility is available only if satisfactory written evidence of the physical handicap or mental retardation is given to the Trustees on or
before 30 days after your depend child attains the age at which eligibility would end.
Termination of a Dependent's Insurance
Your dependents' coverage will end on the earliest date shown below:
1. the last day of the last month in which the rules for establishing
eligibility are satisfied (see page 1 of this Summary Plan Description
regarding eligibility).
2. the date on which the person no longer qualifies as a dependent;
3. the first day of the month following the date on which your dependent
enters full-time, active military service of any country, except service which is no more than 30 days per year in the Reserve Armed Force
of the United States of America;
4. the date the Plan terminates; or
5. the date the Plan is amended to eliminate the rules which permitted
eligibility to be established.
Benefits for Surviving Dependents
Death of Active Employee.
If you die while eligible for benefits under this Trust, your dependents will continue to be eligible until the end of eligibility based on your Reserve Hours Account.
Surviving Spouse. Your surviving dependent spouse shall be entitled to
get continued eligibility for benefits as a dependent, if the following
conditions are satisfied:
1. you were eligible for benefits under this Trust on the date of death;
and
2. if you were an Active Employee, you could have satisfied all conditions for receiving eligibility as a Retired Employee * if retirement had occurred on the date of death (except that the age requirement need
not be satisfied); and
3. you were married to surviving dependent spouse during the time you
satisfied the service conditions required under the Eligibility of Retired
Employees section (see page 8 of this Summary Plan Description);
and
4. your surviving dependent spouse makes the payments directly to the
Tru§t which you would have been required to make in order to get
eligibility.
When the surviving dependent spouse has eligibility for benefits according
to the Surviving Spouse section, your other surviving dependent(s) shall
have eligibility during the same time.
Surviving Children. If no surviving dependent spouse qualifies for
continued eligibility according to the Surviving Spouse section, any of your
surviving dependent child(ren) shall be entitled to get continued eligibility
for benefits by satisfying the conditions set forth in this Surviving Spouse
section, except that paragraph (3) of the Surviving Spouse section need not be satisfied.
If your surviving dependents are not eligible to continue their coverage under this section, they may be entitled to COBRA continuation coverage.